BLF Gold LBP Revolving Credit Card

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BLF Gold LBP Revolving Credit Card
Description
BLF offers you the Revolving Gold LBP. This card in Lebanese pounds allows you to settle your purchases and withdraw cash in Lebanon or abroad regardless of the currency. Fees and expenses are deducted from your LBP current account and you can reimburse them later at your convenience. Furthermore, you can benefit from a range of insurance coverage and assistance services.

General conditions
type: Revolving credit card
brand: Visa
currency: LBP
validity: 2 years
usage: in Lebanon or abroad, on POS and ATMs

Minimum reibursement
end of cycle: the 25th of the month
monthly cycle for settlement: the 25th of the month + 10 days
grace period: up to 40 days on all purchases
10% with a minimum of LBP 75,000
20% with a minimum of LBP 125,000

Card fees and rates
Option 1:
annual fees: free of charge
monthly interest rate (purchases - cash withdrawals): 1.67% - 1.9%

Option 2:
annual membership fee: LBP 180,000
monthly interest rate (purchases - cash withdrawals): 1.5% - 1.75%

For both options:
Point Sms: LBP 1,500/month (mandatory)
replacement card fee: LBP 45,000
late payment fee: LBP 22,500
overdraft fee: LBP 30,000
new Pin code issuance fee: LBP 7,500

ATM withdrawal charges
BLF Point Cash ATM: LBP 1,500/transaction
SGBL ATM: 1.5% amount with a minimum of LBP 7,500/transaction
other ATMs in Lebanon or abroad: 1.5% with a minimum of LBP 7,500/transaction

Card limits
limit: from LBP 6,000,000 to LBP 15,000,000
purchase limit/day: card limit
purchase limit/cycle: card limit
cash withdrawal limit/day: LBP 1,500,000
cash withdrawal limit/cycle: LBP 3,000,000

Optional card services
optional annual subscription to the VIP Priority Pass: USD 50 and airport lounges visit fees: USD 27/person
possibility to add your photo on the back of the card (free of charge and highly recommended)
possibility to hold many cards for the same client number but each card will have its limit and its account

Card insurance coverage and assistance services
death, injury, and disability insurance coverage up to USD 100,000
insurance coverage on purchased items with the card up to USD 5,000
Schengen insurance up to EUR 50,000, independently of the flight ticket
AXA Middle East travel assistance coverage: flight delays and luggage loss, up to EUR 50,000 whether your trip is settled with the card or not
free insurance certificate to obtain the Schengen, American or Canadian visa

Card advantages
Euro card at a preferential rate
above all, the more you use your BLF card* to pay for your purchases in Lebanon and abroad, the more you will collect points that will allow you to cash in reward money! With BLF, the more you spend, the more you earn!

*Customers who benefit from free cards will not be entitled to cash back even if it is mentioned in the SMS sent to them each month at the end of the cycle
Furthermore, Revolving cards used as Charge cards (reimbursement at the end of the cycle), will receive Cash Back after paying the Charge card's price

Applicant's eligibility
nationality: Lebanese
age: 21 - 64
occupation: the applicant should be:
an employee with a steady job and income for more than 18 months
a self-employed with a minimum 3-year work experience in the same field
minimum required monthly income:
LBP 1,000,000 for employees
LBP 2,000,000 for self-employed

Required documents*
identity card/certificate of individual civil status
proof of residence (a certificate from the mayor, an electricity or a phone bill | 6 months old maximum)
proof of income:
for employees: authenticated salary certificate (salary slip accepted only for military members)
for self-employed: balance sheet, bank account statement, agendas, others - on a case-by-case basis
copy of NSSF card (National Social Security Fund), if necessary
a letter of domiciliation of your card bill from your bank, if you are not a BLF customer

*All documents should be provided within a maximum period of 7 working days from your card application submission date


Example of a Visa Revolving Gold card* in LBP with a LBP 8,000,000 credit limit, a 20% annual interest on purchases and 23% on cash withdrawals, a 10% monthly reimbursement of the due amount, a free-of-charge annual membership fee and Sms service fees of LBP 1,500 per month, the Annual Percentage Rate - APR is 20.86%.
Conditions apply as at 01/06/2016 and subject to variation

*Subject to pre-study and approval of the card application


Every credit facility is an engagement and must be reimbursed. Check your repayment capacities before you apply.

To subscribe, learn more about our card eligibility requirements and requested documents by visiting the nearest BLF branch where our customer advisors will be pleased to share with you and customize a simulation, including your Annual Percentage Rate - APR based on your selected card.

Gold LBP Revolving Credit Card is available at all Banque Libano Francaise BLF branches across Lebanon.
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Language
English عربي
Country
LebanonUnited Arab Emirates