BDL Incentive Housing Loan

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ELIGIBILITY:
-Minimum 21 years old, not exceeding 70 years by the end of the loan period
-Lebanese Citizen (for over 10 years)
-Minimum 2 years of employment
-Total monthly payments should not exceed 35% of monthly income

REQUIRED DOCUMENTS:
Personal:
-Copy of the ID
-Recently issued Residency certificate (not more than 3 months old)
-Legal statement
-Financial statements proving the actual domestic income:
-For residents: financial statements for the past 2 years and documents proving the applicant's work/Salary certificate for employees
-For non-residents: financial statements for the domestic income/ salary certificate for employees along with the signed contract with the employer authenticated by the Lebanese embassy and Lebanese ministry of external affairs

Real Estate:
-Real estate property certificate
-Copy of the amalgamation of the properties association rules
-Copy of the title deed of the section (apartment)
-Necessary easements certificate of the plot if the certificate shows any.
-Establishment certificate signed by municipality
-Subdivision plan of properties signed by the area department
-Purchase agreement signed by the seller and the buyer including the price of the apartment, and process of payment with the personal info of the seller/the owner (full name, address, phone number)
-Municipality and the financial clearance related to the plot including the section (subject of the loan)
-Expert estimation report


BDL Incentive Housing Loan is available at JTB Bank in Achrafieh, Baalbek, Baalbek, Basta, Bint Jbeil, Bourj El Barajneh, Dora, Ferzol, Ghazieh, Ghobeiry, Hamra, Jbeil, Marjayoun, Mazraa, Nabatieh, Nabatieh, Ouzai, Saida, Tripoli, Tyre, Tyre, Tyre, Tyre, Verdun, Zouk Mosbeh, Baabda, Baalbek, Beirut, Bint Jbeil, Jbeil, Keserwan, Marjayoun, Metn, Nabatieh, Saida, Tripoli, Tyre, Zahle Lebanon

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